Jul 11, 2023
July 11, 2023 - /PressAdvantage/ - Quad Cities insurance advisor Kelly Stewart is simplifying long-term investment and insurance opportunities, enabling everyday Americans to confidently retire when the time is right.
At her Davenport-based family-owned and operated company KS Financial Services, Kelly aims to help Quad Cities residents yield the dividends of all the hard work that they have put in throughout their life - building a career, diligently saving money, and investing for future generations. To this end, Kelly and her team identify safe and secure investment strategies to help their clients reach their financial goals.

“Our biggest strength is the level of personalized service we offer our clients,” says Kelly. “We take the time to listen to your needs and do a deep dive into your current financials. Paired with our extensive experience in the financial services industry and knowledge of current offerings, we can recommend coverage that meets all your requirements while also being within your means. While other service providers encourage you to take on cookie-cutter investment portfolios to get their fees without putting in much effort, we pride ourselves on taking a hands-on approach to offer tailored solutions that make the most sense for you.”
KS Financial Services collaborates with more than 100 insurance companies and allows clients to pick from a long list of coverage options at different price ranges. Since the company is not beholden to a single major carrier, the team at the Davenport insurance services provider can sign its clients up for the best plans available on the market as a whole.
The full range of insured and licensed services offered by KS Financial Services includes mortgage protection, final expenses, life insurance, Medicare, retirement and social security protection, short-term health insurance, life planning, investments, annuities, getting debt-free, and long-term care. Readers in the Quad Cities area can get started with the company’s services by requesting a free no-obligation quote on its website. For more information and to keep up with updates, follow its Facebook page.
For older Americans planning their retirement, KS Financial Services offers consultation on OASDI (Old Age, Survivors, and Disability Insurance), the largest income-maintenance program in the United States which is commonly known as Social Security. While it cannot replace a comprehensive personal insurance plan, it gives working and self-employed Americans the safety net they need to live with dignity in their sunset years.
Beneficiaries have several options when it comes to leveraging their entitlements. If one chooses to begin receiving benefits before reaching retirement age, the amount they get paid each month will be lower than the full benefit that they are eligible for. On the other hand, choosing to defer the benefits to several years after reaching retirement age commensurately increases their monthly payout.
“Apart from making the wrong decision on when to receive retirement benefits,” says Kelly, “there are other pitfalls that you have to look out for. For example, after you die, your spouse will get just the bigger of the two monthly SSI payments, and the smaller payment will be forfeited. This is half of your income lost at a time when you need it the most. Enrolling in a Social Security Income Protection plan will ensure that your spouse receives both of your incomes for a set period of time after your death. For more such relevant information that goes overlooked by most, contact me and my team at our Davenport office, and let us secure you and your family’s future without missteps.”
Kelly’s dedication to helping her clients stems from her own experiences watching her parents struggle financially in their final years. On her website, she says, “In the years following the death of my mom and then my dad, I began searching for a better way to become financially independent. I have gained knowledge and insight through studying, and hard work, but also by asking hard questions. My goal is to help people plan for the worst so when they go through it, they will be better equipped for the steep cliffs and rocky paths.”
Readers can get in touch with Kelly at (563) 279-2356 or [email protected] to inquire about her firm’s services. The company also urges Quad Cities area residents to follow its Instagram page.
###
For more information about KS Financial Services, contact the company here:
KS Financial Services
Kelly Stewart
(563) 279-2356
[email protected]
4018 N. Marquette St. #1614
Davenport, IA. 52809
ReleaseID: 60061693
Target Pro by Watsons is proof that consumers are becoming more discerning, as the brand celebrates its 10th anniversary. The positive consumer response and influencer reviews of its consumer-focused anniversary activations and promotions demonstrate that people increasingly value science-backed, targeted solutions developed through Japanese innovation. The brand's continued success inspires the development of new products that address the evolving needs of its consumers. In line with its anniversary celebration, Target Pro by Watsons introduces Femtech Lab, a breakthrough hair care line that puts the spotlight on the scalp, recognizing that it needs as much care as the face and the rest of the body. Femtech Lab believes that the secret to healthy hair starts with a healthy scalp. Femtech Lab addresses women's health and beauty needs through AI-powered screening technology and laboratory expertise. Its advanced scalp care solutions cater to four scalp types: dry, oily, thinning-prone and sensitive. Femtech Lab offers products designed to address how changing needs and everyday factors, from hormonal shifts to environmental conditions, influence scalp and hair health. The brand also targets specific concerns, including stress-induced hair problems and postpartum hair loss. Its formulations aim to simplify scalp and hair care routines while providing targeted solutions. Like Target Pro by Watsons, Femtech Lab delivers reliable solutions developed through scientific and dermatological studies by Japanese experts. Femtech Lab offers four flagship products designed to care for hair from scalp to tip: Anti-Hair Fall Root Balance Scalp Serum (P1,199), Anti-Hair Fall Root Renew Scalp Serum (P1,199), Anti-Hair Fall & Clarifying Shampoo (P899), and Anti-Hair Breakage & Shining Conditioner (P899). The Anti-Hair Fall Root Balance Scalp Serum is clinically proven to reduce hair fall and scalp sebum while improving hair density in four weeks. It features the trademarked ingredients ScalpZen and Prunizen, which help address scalp concerns and promote stronger, fuller and thicker-looking hair. For those looking to promote hair growth and address graying hair, the Anti-Hair Fall Root Renew Scalp Serum offers another targeted solution. Formulated with Baicapil and Kerascalp, it promises visible results after 12 weeks of consistent use. Reset your scalp with the Anti-Hair Fall & Clarifying Shampoo, which features a clarifying and rebalancing formula. It contains salicylic acid, panthenol and niacinamide to help provide long-lasting oil control and improve hair volume. The Anti-Hair Breakage & Shining Conditioner complements the shampoo by helping strengthen and protect hair. It enhances scalp comfort while improving hair condition from root to tip. The formula also helps increase moisture, smoothness and shine. As with Target Pro by Watsons, consumers can turn to Femtech Lab for targeted and effective hair and scalp care. Its approach highlights the value of Japanese science-led expertise, focusing not only on surface-level aesthetics but also on formulations designed to nourish the scalp and hair. Femtech Lab represents the natural evolution of Target Pro by Watsons' mission to provide comprehensive skin and beauty care, recognizing that targeted solutions go beyond the face. It also reflects the brand's continued evolution and commitment to addressing women's changing beauty and wellness needs through targeted, science-led innovation. Discover Target Pro by Watsons' Femtech Lab products, available at Watsons branches nationwide and through the Watsons app. Learn more about incorporating targeted scalp and hair care into your routine with Target Pro by Watsons and Femtech Lab.
MANILA, Philippines — The Department of Labor and Employment (Dole) has launched a new hotline called 15/30, as part of preparations for the El Niño phenomenon, which is expected to intensify this month until March next year. The nationwide hotline serves as a 24/7 help desk through which workers and their employers may raise job-related
What are some of the highlights of an election that is consequential for the rest of the world?
MANILA, Philippines — The Office of the Ombudsman on Tuesday filed graft and malversation charges in the Sandiganbayan against six former Department of Public Works and Highways (DPWH) officials over their alleged involvement in the irregular acquisition of road right-of-way (ROW), worth at least P491 million, in General Santos City. The Ombudsman said it found
MANILA, Philippines — Malacañang challenged the leadership of the Philippine National Police on Tuesday to ensure that Sen. Ronald “Bato” dela Rosa’s past position as PNP chief during the Duterte administration would not stand in the way of operations to serve him the arrest warrant issued by the International Criminal Court (ICC). Palace press officer
MANILA, Philippines — The Land Transportation Franchising and Regulatory Board (LTFRB) has imposed a P555.75-million penalty on motorcycle taxi platform Move It for exceeding its authorized number of rider-partners. Move It was authorized to operate only 17,746 rider-partners across Metro Manila, Cebu City, and Cagayan de Oro, but it exceeded this limit by 55,575 riders,
The Energy Regulatory Commission (ERC) has issued 24 show-cause orders (SCO) against 13 power generation companies over power outages that hit the Visayas and Mindanao.
With their friendship rekindled, Marit Larsen and Marion Raven went on tour—and are returning to Manila for more
MANILA, Philippines — President Ferdinand Marcos Jr. will not hesitate to exercise his veto power to remove questionable allocations from the proposed P7.2-trillion national budget for 2027, Malacañang said on Tuesday, after civil society watchdogs flagged more than P1 trillion in allegedly irregular spending and pork-barrel items in the House-approved version of the measure. Palace
Armizan says full enforcement will begin in January, warns traders and relevant parties.
MANILA, Philippines — The Management Association of the Philippines (MAP) is pushing back against the Department of Transportation’s (DOTr) decision to temporarily allow private cars on the Edsa Busway, saying this would defeat the project’s very purpose. “Dedicated bus roadway and only regulated buses with high-volume capacity are the design imperatives for the Busway,” the
COTABATO CITY, BARMM, Philippines — Bangsamoro Chief Minister Abdulraof “Sammy Gambar” Macacua has given the selection committee for top positions in the Bangsamoro government until 5 p.m. today to submit the possible appointees to his Cabinet. The positions to be filled include at least 15 ministers and deputy ministers, and a number of heads of
YOUR NEWS, OUR NETWORK.
Do you have Great News you want to tell the world?
Be it updates about your business or your community, you can make sure that it’s heard by submitting your story to our network reaching hundreds of news sites across 6 verticals.